Terms of Service

1. Acceptance of Terms

By accessing and using Calctive, you accept and agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our services.

2. Use of Services

You agree to use our calculators and services:

• Only for lawful purposes
• In accordance with these Terms of Service
• Without attempting to harm, disable, or impair the website
• Without using automated systems to access the website excessively
• Without attempting to gain unauthorized access to any part of the website

3. Disclaimer of Warranties

Calctive is provided "as is" and "as available" without warranties of any kind, either express or implied.

• We do not warrant that our services will be uninterrupted, timely, secure, or error-free
• We do not warrant the accuracy or completeness of calculator results
• We do not warrant that defects will be corrected
• Results from our calculators should be used as estimates only

4. Limitation of Liability

To the fullest extent permitted by law, Calctive shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any reliance on calculator results
• Any errors or omissions in calculator results
• Any unauthorized access to or use of our servers

5. Professional Advice Disclaimer

The calculators and information provided on this website are for informational purposes only and should not be considered as professional financial, medical, legal, or other advice. You should consult with qualified professionals before making decisions based on calculator results.

6. Intellectual Property

All content on Calctive, including text, graphics, logos, and calculator algorithms, is the property of Calctive and is protected by intellectual property laws. You may use our calculators for personal use but may not reproduce, distribute, or create derivative works without permission.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Use of third-party websites is at your own risk.

8. Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance of services.

9. Changes to Terms

We may update these Terms of Service from time to time. Continued use of our services after changes constitutes acceptance of the updated terms. We encourage you to review these terms periodically.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

11. Contact Information

If you have any questions about these Terms of Service, please contact us through our Contact page.